{"id":1704,"date":"2018-10-12T07:05:24","date_gmt":"2018-10-12T11:05:24","guid":{"rendered":"https:\/\/equipeforbesteam.com\/?p=1704"},"modified":"2019-09-28T12:10:49","modified_gmt":"2019-09-28T16:10:49","slug":"home-ownership-programs-are-you-eligible","status":"publish","type":"post","link":"https:\/\/equipeforbesteam.com\/en\/immobilier\/home-ownership-programs-are-you-eligible\/","title":{"rendered":"HOME OWNERSHIP PROGRAMS: ARE YOU ELIGIBLE?"},"content":{"rendered":"<p><\/p>\n<h3>Many programs are available that encourage people to become a homeowner or resident of a municipality. Here are some of the main programs in place.<\/h3>\n<p><img decoding=\"async\" src=\"https:\/\/cdn.centris.ca\/public\/cms\/centris\/consumersite\/fdd01a44cfbe48a0a421f5c3ac3d0cb9\/v7iDBL8EMsoLQO4MbDBH5a03640c8a6847e39868469fe4062251kiusIjgI06cuq1zTQDyM.jpg\" alt=\"Home Ownership Programs: Are You Eligible? \" \/><\/p>\n<h3>GOVERNMENT ASSISTANCE PROGRAMS<\/h3>\n<p><strong>Home Buyers\u2019 Plan (HBP)<\/strong><\/p>\n<p>The Home Buyers&#8217; Plan (HBP) is a federal government program that allows you to withdraw up to $25,000 per calendar year from your Registered Retirement Savings Plans (RRSPs) to buy or build a\u00a0<a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/individuals\/topics\/rrsps-related-plans\/what-home-buyers-plan\/definitions-home-buyer-s-plan.html\" target=\"_blank\" rel=\"noopener noreferrer\">qualifying home<\/a>. You then have 15 years to repay the funds withdrawn from your RRSP, starting in the second year after the withdrawal. A popular way to come up with a down payment.<\/p>\n<p><strong>Home buyers\u2019 amount<\/strong><\/p>\n<p>If you are purchasing your first property, you could benefit from a $5,000 federal tax credit. The credit is applicable to several types of properties. Conditions apply.\u00a0<a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/individuals\/topics\/about-your-tax-return\/tax-return\/completing-a-tax-return\/deductions-credits-expenses\/line-369-home-buyers-amount.html\" target=\"_blank\" rel=\"noopener noreferrer\">View all the details<\/a>.<\/p>\n<p><strong>Novoclimat 2.0 Program<\/strong><\/p>\n<p>Are you planning to buy a new or prefabricated single-family home? Then, the Novoclimat 2.0 program might be for you. The owner of a Novoclimat 2.0 certified new residence or renovated residence in a small multi-dwelling building may receive up to $4,000 in financial assistance, a reduction in insurance premiums and in some cases, discounts on mortgage rates.\u00a0<a href=\"http:\/\/www4.gouv.qc.ca\/FR\/Portail\/Citoyens\/Evenements\/acheter-renover-maison\/Pages\/programme-novoclimat.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">Find out more about the conditions<\/a>\u00a0(in French only).<\/p>\n<h3>MUNICIPAL ASSISTANCE PROGRAMS<\/h3>\n<p>Various towns and cities also offer home ownership programs. Some municipalities may even offer a property tax credit. Contact the city that interests you.<\/p>\n<p>&nbsp;<\/p>\n<p>Source:\u00a0https:\/\/www.centris.ca\/en\/blog\/finance\/home-ownership-programs-are-you-eligible<\/p>","protected":false},"excerpt":{"rendered":"<p>Many programs are available that encourage people to become a homeowner or resident of a municipality. Here are some of the main programs in place. GOVERNMENT ASSISTANCE PROGRAMS Home Buyers\u2019 Plan (HBP) The Home Buyers&#8217; Plan (HBP) is a federal government program that allows you to withdraw up to $25,000 per calendar year from your [&hellip;]<\/p>\n","protected":false},"author":1335,"featured_media":1800,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2,10],"tags":[],"class_list":["post-1704","post","type-post","status-publish","format-standard","hentry","category-immobilier","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HOME OWNERSHIP PROGRAMS: ARE YOU ELIGIBLE? |<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/equipeforbesteam.com\/immobilier\/home-ownership-programs-are-you-eligible\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HOME OWNERSHIP PROGRAMS: ARE YOU ELIGIBLE? |\" \/>\n<meta property=\"og:description\" content=\"Many programs are available that encourage people to become a homeowner or resident of a municipality. 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